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Short Term Disability


Medical Leave Packet


ELIGIBILITY & FILING

1. When is short-term disability an option?

When a non-occupational illness or injury occurs, which prevents a Flight Attendants from being able to perform their In-flight duties, STD is an option.

2. What is the criteria which must be met to be eligible for STD?

Three basic criteria must be met: 1) The insurance company should be contacted as soon as possible, but must be contacted within 30 days of the medical situation. 2) The medical doctor must make a diagnosis, which concludes that the Flight Attendant is unable to fully perform their In-flight, duties. 3) The insurance company must receive the paperwork from the physician stating the diagnosis of the Flight Attendant.

3. What steps do I take to file for STD?

After seeing a physician and the determination is made that you are unable to perform the duties of a F/A, a call should be made to Hartford notifying them of the illness or injury. The insurance carrier will require a release of medical information. This should be a release for information, which is relevant to your illness or injury. The sooner the doctor forwards the necessary documentation to the insurance company, the sooner your disability will begin paying. This is probably the biggest hold up in claims not being paid in a timely manner.

4. How many days is STD available for?

A total of 180 days including the 5-day waiting period.

THE FIVE-DAY WAITING PERIOD & YOUR SICK BANK

5. Is there a statutory wait period before STD begins paying?

There is a 5-day waiting period and on the 6th day, STD begins paying.

6. Are trips which are scheduled and missed during the 5-day waiting period, paid or unpaid?

During the 5-day waiting period, trips missed will be paid automatically from the Flight Attendants sick bank, provided the sick-bank has hours available. If there are no hours available in the F/A’s sick-bank, trips missed will be unpaid.

7. During the 5-day waiting period, are scheduled days off counted?

Yes days off are counted.

8. May I elect to use my sick bank prior to going on STD?

Yes, when you know that you will be going on STD, you may elect to use as much or as little of your sick bank prior to going on a reduced income. (Section 14, C., 4.)

9. How do I initiate use of my sick bank, before going on STD?

A letter requesting the specific amount of time to be used from your sick bank should be directed to the attention of Inflight Services Administration.

10. Can I be called in by an Assistant Manager for an availability issue when I elect to use my sick-bank, prior to going on STD?

The company may not consider this an availability issue. Use of your sick-bank, before going on STD, was negotiated in our contract and is a benefit, which was costed into the agreement.

PAY RATES

11. How is my rate of pay determined?

STD will pay 66 and 2/3% of your base salary of 70 hours or 66 and 2/3 of 75 hours if you were a grandfathered Reserve when the contract came into effect on May 1, 1999

12. Who pays me while on STD?

US Airways will pay for trips which were worked prior to the 5-day waiting period and any trips which were scheduled and missed during the 5 day waiting period, provided there was time available in the Flight Attendant’s sick-bank to cover the 5 day waiting period. After the 5-day waiting period, Hartford Insurance will pay 66 and 2/3% of the balance of the hours not worked.

13. How often am I paid?

STD is paid weekly.

LIGHT DUTY

14. If my physician releases me for light duty work is it mandatory that I accept light duty?

No, light duty while on STD is an option available to the F/A. It provides a means for the F/A to work hours on the ground and to get paid up to and over the 70 hour guarantee, as long as there are light duty positions available.

15. How many hours must I work to be paid my normal salary of 70 hours?

For every 2 hours worked on the ground doing light duty the F/A will receive 1 hour of F/A credit. For example, a F/A who works 70 hours a month would have to work 140 hours of light duty to get paid 70 hours of F/A credit. (140 hours divided by 4 weeks = 35 hours a week of light duty necessary to get paid 70 hours of regular F/A credit). If there is work available you may request to work more hours.

16. If I elect not to do light duty am I still paid disability?

Yes, If you elect not to work light duty you will continue to get paid 66 and 2/3 % of your 70 or 75 hour guarantee.

17. If I want to do light duty how do I go about finding out what is available?

Inflight Services Administration at Terminal 4 should be contacted and advised of your desire to participate in light duty. Your name will be forwarded to the return to work coordinator at US Airways headquarters. The coordinator will contact you with positions available.

18. Who pays me while participating in light duty?

US Airways issues your pay while performing light duty.

19. If my seniority allows me to hold weekends off will the company honor this and schedule me during the week for light duty?

The Benefits Department has assured us that they will do their best to work around F/A schedules. Because the airline business is a 24-hour a day operation there is usually work available at various times, seven days a week.

20. What if the department I am doing light duty in is closed due to observance of a holiday, am I still paid?

If the department you are working in will be closed to observe a holiday and you wish to be paid, you must contact the light duty coordinator who will place you in another department, which will be open on the holiday. If you elect to not work the holiday, you will not be paid for the day.

TRAVEL BENEFITS

21. Can my dependants and I travel space-available on US Airways while on STD?

Yes, you and your dependants may travel space-available on US Airways for the first 6 months of your disability. If you are working light duty you are considered on active status and retain all of your flight privileges.

22. Can my dependants and I travel on other airlines space-available while on STD?

No, including US Airways Express.

23. How are my medical, dental, vision and life insurance paid while on STD?

You will receive information US Mail from PayFlex giving you options for keeping your insurance premiums current.

24. How are my medical dental, vision and life insurance paid while working light duty?

While performing light duty your status is considered active and the premiums come out of your US Airways paycheck automatically.

LONG TERM DISABILITY

25. When does Long Term Disability start?

Long Term Disability starts after your 180 days of Short Term Disability expires.

26. How much do I get paid on Long Term Disability?

You are paid 50% of your Minimum Bid Guarantee.

27. What if I applied for and was accepted for the Long Term Disability buy up?

You will then receive an additional 16 2/3%. Combined with your 50% you will receive a total of 66 2/3% of you Minimum Bid Period Guarantee.

28. How are my insurance benefits paid for while on Long Term Disability?

The insurance premiums will be deducted from your disability check. Also the accrued premiums from the 6 months of Short Term Disability will be deducted.

29. Can I travel space-available on US Airways while on Long Term Disability?

No. Leaves of more than 6 months duration will result in suspension of the Employee’s pass travel privileges. Dependants will continue to be eligible. You may apply for emergency travel but requests may not be submitted earlier than 24 hours of travel. While on any leave of absence flight privileges are suspended on all other carriers. This includes US Airways Express.



MEC Retirement, Insurance and Workers Compensation
 Committee Co-Chairs

Leslie Lara

insurance@afa66.org


Toni Bishop

retirement@afa66.org

 



Committee Members

Bobby Owensby
bobbyowensby@yahoo.com

 



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